Financing Available on Your Next Bobcat
Flexible options for new and used equipment, parts and service, from an in-house charge account to equipment loans through our trusted lending partners.
Apply Online, Anytime
Both applications are available online 24/7. Choose the option that fits your purchase and submit your application. Our team will review it and reach out to go over your terms and next steps.
Everyday PurchasesIn-House Credit
A Bobcat of the Rockies charge account for the parts, service and supplies you buy every day, billed on simple 30-day terms.
- Charge account
- Everyday purchases
- 30-day payable terms (net 30)
- Apply online
Equipment PurchasesEquipment Financing
Finance new or used equipment through national and regional lenders we trust, with loan programs built around the way you work.
- Equipment purchase financing
- Loan programs
- National financing through Wells Fargo
- Trusted partners: Wells Fargo, PNC & Aux Capital
How It Works
Three simple steps from application to equipment.
Apply Online
Complete the in-house credit or equipment financing application from any device, any time.
Get Pre-Qualified
Our team and lending partners review your application and let you know what you qualify for.
Finalize with Your Dealer
Work with your Bobcat of the Rockies rep to choose your machine, review your terms and sign the paperwork.
What to Have Ready
Having this information handy before you apply helps keep the process moving.
Requirements vary by program and lender. Larger purchases or new businesses may be asked for additional documents.
- Business or personal detailsLegal name, address, phone and email.
- Tax ID or SSNFederal Tax ID (EIN) for businesses, or SSN for individuals.
- Time in businessYear established and type of business or industry.
- ReferencesBank and trade references, if applying for in-house credit.
- Equipment detailsThe machine you’re interested in, or a quote from your sales rep.
- Down payment or trade-inDetails on any trade-in or money down you plan to use.
Frequently Asked Questions
What’s the difference between in-house credit and equipment financing?
In-house credit is a Bobcat of the Rockies charge account for everyday purchases like parts, service and supplies, paid on 30-day (net 30) terms. Equipment financing is a loan for buying a machine, paid back over a set term through one of our lending partners.
Can I apply online?
Yes. Both the in-house credit application and the equipment financing application are available online 24/7.
Can I finance used equipment?
Financing is available on many new and used machines. Ask your sales rep about current programs, or browse our used equipment.
Are there special financing offers?
Bobcat often runs promotional financing on select new equipment. See our current promotions or ask your sales rep what’s available right now.
Can I use a trade-in?
Yes. Talk to our sales team about your trade-in. Its value can go toward your purchase.
Will applying affect my credit?
Credit applications and pre-qualification may include a credit review. Our team or lending partner can explain what’s involved before you apply.
How long does it take to get an answer?
It depends on the program and the information provided. Having the items above ready when you apply helps keep things moving.
Not sure which option fits?
Our team can walk you through in-house credit and financing for your next purchase.
